REFINANCE YOUR HOME TODAY

Stop Overpaying on Your Home Loan. Check if You Qualify for a Refinance

Refinance today to lower repayments, free up cash, and secure a home loan that actually works for you.

YOU MAY QUALIFY! ESTIMATED FUNDING AVAILABLE $180,000 VIEW YOUR OFFER →
45 secto check eligibility $0cost to you No riskzero obligations
Why The Deal Trove

Your Fast, Simple, and Secure Path to Mortgage Refinancing

The Deal Trove is your trusted partner in matching you with fast, secure, and hassle-free mortgage experts, designed to help you understand how much you can refinance.

Fast

On average it takes less than a couple of minutes to check your eligibility

Simple

We have made it easy as it can be to find out if you qualify

Secure

Our website uses the latest SSL technologies to protect your data

No Risk

No costs to use and zero obligations. Our partners fund this free service

Flexible

Our Quiz helps you find eligible options

Helps You

This service is designed to help you find out if you qualify for mortgage refinance and provides you with eligible options

Refinancing has never been easier!

01

See if you qualify

Take the quiz from your phone, tablet or desktop to get matched with a mortgage refinance expert from one of our approved partners.

02

Receive consultation

You will receive a consultation to assess your mortgage refinance application with zero obligations to proceed.

03

Review

Compare and review your options easily with the help of a mortgage refinance specialists.

Built for New Zealand families

What would you like covered?

Coverage depends on your policy. Hospital cover helps with treatment as a private patient, extras cover helps with everyday health needs, and combined cover includes both.

Hospital coverTreatment as a private patient.
Hospital + ExtrasBoth, in one policy.
Extra coverEveryday health needs.
General & Major DentalCheck-ups through to major work.
OpticalGlasses, lenses and eye tests.
Physio & ChiroTreatment and recovery.

What you can access depends on the insurer you’re matched with and your circumstances.

Joined by 10,000+ Kiwis
Our track record
10,000+

New Zealanders helped

We've helped over 10,000 New Zealanders explore their options, using our matchmaking service to connect people like you with mortgage refinance specialists from our panel.

256-bit secure No credit check to start 100% free & no obligation
Could you be matched?

Are you eligible to Refinance?

To be eligible to refinance your property you must:

  • Be employed
  • Looking to refinance more then $150,000
  • Have a ideal credit score
START ELIGIBILITY CHECK YOU'RE ELIGIBLE MATCHED $ FUNDING OPTIONS
Good to know

Your questions, answered

What does refinancing my home loan actually mean?
Refinancing simply means replacing your current mortgage with a new one. It allows you to adjust your loan to better suit your financial situation, whether that’s changing the structure, consolidating debt, or reviewing your repayment options.
When is the right time to consider refinancing?
There’s no one-size-fits-all answer. Many people look at refinancing when they want to reduce monthly outgoings, access equity they’ve built up in their home, or simplify their finances by consolidating multiple loans into one.
Do I need to stay with my current lender to refinance?
No, refinancing can be done with your existing lender or a new one. The key is finding a solution that aligns with your goals and circumstances.
Will refinancing affect my credit score?
Like any financial application, refinancing may involve credit checks. The impact will depend on your personal situation, but most people consider it a standard part of the process when reviewing finance options. Using our service only connects you with a specialist and does not affect your credit score.
What information do I need to get started?
Typically, you’ll need details about your current loan, your property, and your financial situation. Having this information ready makes it easier to explore your options and see what might be available to you.

Ready To Get Started?

See if you qualify to refinance